Terms of Use

Last Updated: January 2026

1. About This Website

This website is operated by Fabio Advisory Partners Ltd, a company registered in England and Wales.

Company Number: 16977421

Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ

By accessing and using this website, you accept and agree to be bound by these Terms of Use.

2. Nature of This Website

This website is informational only. It describes the advisory services we offer to UK-incorporated organisations with multi-provider corporate treasury environments.

Important:

  • This website does not constitute financial advice, legal advice, or any form of regulated advice
  • No advisory relationship is created by visiting this website or submitting an inquiry
  • All advisory engagements require a separate written contract
  • Information on this website is not tailored to your specific circumstances

2.5 Preliminary Inquiries and Discussions

Submitting an inquiry, participating in a preliminary discussion, or engaging in correspondence does not constitute advisory services or create any duty of care, advisory relationship, or contractual obligation.

All advisory services require a separate written engagement agreement. No advice, recommendation, or analytical work is provided outside formal engagement.

3. What We Do and Do Not Do

We Provide:

  • Corporate treasury consultancy and advisory services
  • Settlement architecture diagnostics and documentation
  • Cross-border payment efficiency analysis
  • FX cost structure analysis and control gap identification
  • Provider-neutral architecture requirements specification

We Do NOT:

  • Act as a bank, payment institution, or electronic money institution
  • Hold, custody, transmit, or exercise control over client funds
  • Process payments or execute foreign exchange transactions
  • Provide regulated financial services or investment advice
  • Act as a money transmitter or payment service provider
  • Recommend, endorse, or resell specific providers
  • Receive commissions or referral fees from any third parties
  • Manage implementation or execution of treasury systems

All financial transactions, settlement execution, and fund custody are performed by FCA-regulated third-party providers under direct contractual arrangements with clients.

4. Target Market

Our services are designed exclusively for:

  • UK-incorporated corporate entities
  • Organisations with multi-provider treasury environments
  • Businesses with material cross-border payment volumes
  • Entities facing governance, audit, or board scrutiny of treasury operations
  • Organisations with existing banking relationships and licensed payment providers
  • Entities with established compliance and regulatory frameworks

We do not serve retail consumers or provide consumer-facing services.

5. Advisory Services Only

Fabio Advisory Partners operates strictly as an independent advisory consultancy. Our engagements are limited to:

  • Documentation and analysis of existing treasury settlement architectures
  • Specification of provider-neutral capability requirements
  • Decision support limited to analytical assessment against documented findings, without directing or instructing specific actions

We maintain strict independence by:

  • Having no provider partnerships or referral arrangements
  • Receiving no commissions or fees from third parties
  • Performing no execution, implementation, or operational functions
  • Maintaining no custody or control over client funds

6. No Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied, including but not limited to:

  • Accuracy, completeness, or currency of information
  • Fitness for a particular purpose
  • Non-infringement of third-party rights
  • Uninterrupted or error-free operation

Information on this website describes general methodologies and frameworks. Actual advisory work is tailored to specific client circumstances under formal engagement.

7. Limitation of Liability

Website Use

To the fullest extent permitted by law, Fabio Advisory Partners Ltd shall not be liable for:

  • Any indirect, consequential, or incidental damages
  • Loss of profits, revenue, data, or business opportunities
  • Any loss arising from use of or inability to use this website
  • Any reliance placed on information provided on this website prior to formal engagement

All advisory deliverables are intended to inform internal decision-making processes but do not replace independent judgment, professional advice, or regulatory responsibility.

Advisory Services Under Formal Engagement

For advisory services provided under formal engagement, liability shall be limited to the fees paid for the specific engagement giving rise to the claim. This limitation applies to all claims whether in contract, tort (including negligence), breach of statutory duty, or otherwise.

This limitation does not apply to:

  • Death or personal injury caused by negligence
  • Fraud or fraudulent misrepresentation
  • Any other liability that cannot be excluded or limited under applicable law

8. Intellectual Property

All content on this website, including text, graphics, logos, frameworks, and design, is the property of Fabio Advisory Partners Ltd and is protected by UK and international copyright laws. You may not reproduce, distribute, or create derivative works without written permission.

Framework materials, taxonomies, and sample documentation are proprietary analytical methodologies. Viewing or downloading these materials does not grant any licence for use, adaptation, or application outside a formal engagement.

9. Links to Third-Party Sites

This website may contain links to third-party websites for reference purposes. We do not control or endorse these sites and are not responsible for their content, privacy policies, or practices.

Inclusion of any third-party link does not imply endorsement or recommendation.

10. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the website after changes constitutes acceptance of the modified terms.

12. Contact

For questions about these Terms of Use, contact us at inquiries@fabioadvisory.com.

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